{"id":37832,"date":"2022-07-01T07:49:27","date_gmt":"2022-07-01T10:49:27","guid":{"rendered":"http:\/\/www.radiohorizonte.fm\/radio\/?p=37832"},"modified":"2022-07-01T07:49:27","modified_gmt":"2022-07-01T10:49:27","slug":"el-banco-central-prohibio-la-financiacion-en-cuotas-de-productos-o-servicios-comprados-del-exterior","status":"publish","type":"post","link":"http:\/\/www.radiohorizonte.fm\/radio\/2022\/07\/01\/el-banco-central-prohibio-la-financiacion-en-cuotas-de-productos-o-servicios-comprados-del-exterior\/","title":{"rendered":"El Banco Central prohibi\u00f3 la financiaci\u00f3n en cuotas de productos o servicios comprados del exterior"},"content":{"rendered":"<div class=\"wrapper-header\">\n<div class=\"container-xl\">\n<div class=\"row\">\n<div class=\"col-12\">\n<div class=\"head-content mb-4\">\n<p class=\" speak\">La medida incluye desde pasajes y servicios tur\u00edsticos hasta productos recibidos a trav\u00e9s de env\u00edos postales.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wrapper-editable-content\">\u00a0<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-14834\" src=\"http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion.jpg\" alt=\"\" width=\"1004\" height=\"565\" srcset=\"http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion.jpg 1004w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-300x169.jpg 300w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-768x432.jpg 768w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-65x37.jpg 65w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-320x180.jpg 320w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-85x48.jpg 85w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-220x125.jpg 220w, http:\/\/www.radiohorizonte.fm\/radio\/wp-content\/uploads\/2018\/06\/banco-nacion-90x51.jpg 90w\" sizes=\"auto, (max-width: 1004px) 100vw, 1004px\" \/><br \/>\nEl\u00a0Banco Central (BCRA) prohibi\u00f3 a bancos y empresas proveedoras de cr\u00e9ditos financiar, en cuotas, la compra de productos o servicios adquiridos en el exterior, lo cual\u00a0<strong>incluye desde pasajes y servicios tur\u00edsticos hasta productos recibidos a trav\u00e9s de env\u00edos postales.<\/strong><\/p>\n<p>La medida fue publicada a trav\u00e9s de la Comunicaci\u00f3n &#8220;A&#8221; 7535, en la que se estableci\u00f3 que a partir del pr\u00f3ximo 4 de julio, las entidades financieras y los proveedores no financieros de cr\u00e9dito (tanto las empresas no financieras emisoras de tarjetas de cr\u00e9dito y\/o compra como los otros proveedores no financieros de cr\u00e9dito) no deber\u00e1n financiar en cuotas las compras de sus clientes en estos rubros.<\/p>\n<p>La norma incluye a &#8220;pasajes al exterior y servicios tur\u00edsticos en el exterior (tales como alojamiento, alquiler de auto, etc.), ya sea realizadas en forma directa con el prestador del servicio o indirecta, a trav\u00e9s de agencia de viajes y\/o turismo, plataformas electr\u00f3nicas u otros intermediarios&#8221;.<\/p>\n<p>Tambi\u00e9n abarca a &#8220;productos en el exterior que se reciban por el sistema de env\u00edos postales sin finalidad comercial seg\u00fan el C\u00f3digo Aduanero, ni de servicios internacionales de fletes, &#8220;couriers&#8221; y gestor\u00eda de tr\u00e1mites aduaneros.<\/p>\n<p>En noviembre del a\u00f1o pasado el BCRA hab\u00eda prohibido el financiamiento de las compras en cuotas sin inter\u00e9s con tarjetas de cr\u00e9dito de pasajes y servicios de turismo al exterior como una forma de desalentar la compra de paquetes al exterior dado que, entre 2011 y 2020, la Argentina sufri\u00f3 un importante d\u00e9ficit comercial por cuenta tur\u00edstica que se tradujo en una salida de divisas de volumen considerable.<\/p>\n<p>Seg\u00fan un informe del Centro de Estudios para la Producci\u00f3n (CEP XXI) del Ministerio de Desarrollo productivo, el d\u00e9ficit de ingresos y egresos de la cuenta viajes a trav\u00e9s de operaciones del Mercado \u00danico y Libre de Cambios (MULC) acumulado entre 2012 y 2020 fue de US$ 47.800 millones.<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<div class=\"post-excerpt\"><p>La medida incluye desde pasajes y servicios tur\u00edsticos hasta productos recibidos a trav\u00e9s de env\u00edos postales. \u00a0 El\u00a0Banco Central (BCRA) prohibi\u00f3 a bancos y empresas proveedoras de cr\u00e9ditos financiar, en cuotas, la compra de productos o servicios adquiridos en el exterior, lo cual\u00a0incluye desde pasajes y servicios tur\u00edsticos hasta productos recibidos a trav\u00e9s de env\u00edos<\/p>\n<\/div>","protected":false},"author":2,"featured_media":14834,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-37832","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>El Banco Central prohibi\u00f3 la financiaci\u00f3n en cuotas de productos o servicios comprados del exterior - Horizonte<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.radiohorizonte.fm\/radio\/2022\/07\/01\/el-banco-central-prohibio-la-financiacion-en-cuotas-de-productos-o-servicios-comprados-del-exterior\/\" \/>\n<meta property=\"og:locale\" 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